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Checkmyfile Disclosure

As part of the process, we require a copy of your full credit reports prior to application.

We are affiliated with “Check My File” which are a Credit Reporting Agency which is authorised and regulated by the Financial Conduct Authority (firm reference 690175).

Here is the link that we use for you to get your full credit

Checkmyfile link

Please note that you can try it FREE for 30 days, then it is £14.99 a month. You can cancel online ANYTIME, therefore if you don't want to stay registered you will need to cancel it after you have got the credit reports through.

Subscribing to a credit check agency can offer several benefits:

  1. Identity Theft Protection: Credit monitoring services alert you to any suspicious activity, such as new credit applications made in your name. This early warning can help you take action before significant damage occurs
  2. Credit Score Tracking: Regular updates on your credit score can help you understand how your financial behaviours impact your credit. This is useful for planning major purchases like a home or car
  3. Error Detection: Monitoring services can help you spot errors on your credit report, such as incorrect personal information or fraudulent accounts. Correcting these errors promptly can prevent long-term issues
  4. Peace of Mind: Knowing that your credit is being monitored can provide peace of mind, especially if you've been a victim of identity theft in the past
  5. Comprehensive Monitoring: Some services offer three-bureau monitoring, which means they check your credit reports from all three major credit bureaus (Experian, Equifax, and TransUnion). This comprehensive approach ensures that no changes go unnoticed

While you can monitor your credit yourself for free, a subscription service can save you time and provide additional security features. If you prefer a hands-off approach or have a higher risk of identity theft, a credit check agency might be worth considering.

If you follow the link, we will get paid a referral fee and all fees we donate to a charity. Ultimately, donating to charity allows us and our clients to make a meaningful impact, both for others and for ourselves.

If you have any further queries in the meantime, please do not hesitate to contact us.

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